Is the “Free QR Code” Era Over? The Industry Push for a UPI Sustainability Fee.
You walk to your local Kirana store. You pick up a packet of biscuits. You open your app, scan the faded blue QR code, and ping—the transaction is done. No change, no hassle, and—crucially for your wallet—no cost. For years, we’ve lived in a unique “Golden Age” of digital payments. But as we process a […]